Harmonie & moi

Harmonie & moi puts your health insurance management in your hands with instant access to reimbursements, documents, and care services—all from one intuitive app.

Simplify your healthcare journey with complete control over your health insurance plan. View reimbursements for yourself and all beneficiaries, upload or photograph claim documents for instant submission, and track processing status in real time. Your digital insurance card is always available for healthcare professionals to scan directly from your device, eliminating the need to carry physical copies.

Schedule medical appointments or access teleconsultations 24/7 with general practitioners, specialists, and paramedical professionals—whether in-office or remote. With up to 5 teleconsultations per year per beneficiary, you get flexible healthcare access whenever you need it. Request a second medical opinion within 7 days from certified experts to confirm diagnoses and explore treatment alternatives with confidence.

Navigate your coverage with ease by updating your personal information and beneficiary details anytime. Access all your essential documents—certificates, statements, and insurance cards—in one searchable location. If you hold additional protection or savings plans beyond your supplementary health insurance, view complete plan details directly in the app.

Discover nearby healthcare partners using the integrated geolocation map. Find Kalixia partner opticians, hearing care professionals, dentists, osteopaths, and other specialists, then enjoy exclusive benefits and quality service. Personalized health coaching helps you maintain and improve your wellness, tailored to your individual needs.

Built with cutting-edge technology, Harmonie & moi features configurable settings to match your preferences and accessibility requirements. The sleek, intuitive design guides you effortlessly through every feature, whether you're submitting a claim, booking an appointment, or reviewing your coverage.

Our advisors monitor your submissions and reach out directly if additional information is needed, keeping you informed throughout the process. From hospital protection options to new offer simulators, Harmonie & moi continuously evolves with features that matter to your health and peace of mind.

Take control of your health insurance today with Harmonie & moi—the complete, simple, and convenient solution for managing your healthcare coverage.